This is exactly the question I hear most often and it’s the one that breaks my heart a little. Because the answer is: you cannot afford NOT to be in this program.

Debt doesn’t disappear on its own. Without a strategy, without understanding how interest is actually working against you, and without a plan, most people stay in debt for years longer than they need to. Sometimes decades.

Across 1,100+ coaching clients over 10 years, here’s what happens when people actually get the tools and the strategy:

The average client reduces their line of credit by $6,903, pays down $6,187 in credit card debt, and reduces their interest charges by $1,140. Not by earning more money. By finally having a plan.

The Broad Money Collective gives you that same plan for a fraction of the cost of 1:1 coaching. The question isn’t whether you can afford this. It’s whether you can afford another year of staying exactly where you are.

Every budgeting app, spreadsheet, and YouTube video gives you the same information. And yet here you are. Still struggling. That’s not a you problem. That’s an accountability problem.

Information alone doesn’t change behaviour. Accountability does.

Inside the Collective you’re not just watching videos alone and hoping something clicks. You have a monthly live Q&A where you can bring your real questions. You have a community of women+ who are doing the exact same work at the exact same time. And you have a structured 6-month program that tells you exactly what to focus on each month so you’re never guessing what to do next.

My clients don’t succeed because they suddenly found more willpower. They succeed because they finally had a system and someone in their corner.

Not even close. This is the program I wish existed before investing even becomes a conversation.

Most investing courses assume you already have your financial foundation sorted. They skip straight to stocks and ETFs and leave you wondering why it’s not working when you still have credit card debt and no idea where your paycheque goes.

The Broad Money Collective starts at the beginning. We cover:

• Goal setting and what you actually want your money to do for you

• Net worth and why this number matters more than your income

• Cash flow and budgeting that fits your real life

• Debt strategy so you can stop bleeding money in interest

• Investing basics so you can actually start building wealth

• Using debt strategically and planning for retirement

By the time we get to investing you actually understand what you’re investing for and why. That’s what makes it stick.

First, Klarna and Affirm are available at checkout so you can split the payment without any extra paperwork or hoops to jump through.

Second, consider this: across 1,100+ clients, the average person increases their passive income by $5,141 and saves $1,450 a year just by reducing MER fees on their investments. This program doesn’t cost you $997. For most people it makes them significantly more than that.

Third, add up what you spent on interest charges last month. Add up subscriptions you forgot about. Add up the money that disappeared and you have no idea where it went. For most clients that number is between $500 and $2,000 every single month. The Collective pays for itself the moment you start implementing.

You don’t just graduate and disappear. You move into alumni status at $59/month which gives you:

• Access to the community

• Quarterly Q&As with me

• All the course content to revisit whenever your financial situation changes

• First access to the next January cohort if you want to go through the full program again

Clients get more out of the program the second time than the first because their financial situation looks completely different a year later.

Enrollment opens January 4, 2027 and closes January 10, 2027. That’s a 7-day window only. Join the waitlist now to be first in the door and get early access before we open to the public.