6 Signs You're Quietly Getting Wealthy

The 6 Signs You’re Quietly Getting Wealthy

Forget what the Gram tells you. Wealth doesn’t look like private jets, fancy handbags, and nice cars. Most of those people live off of a whackload of debt (trust me - I've seen them).

Real wealth? It's subtle. It's peaceful. It builds in the background while you live your damn life.

Most of my clients don’t even realize they’re getting wealthy until we step back, zoom out, and do a report to show how far they've come. It takes time to build real wealth. So if you’ve been wondering, “Am I actually making progress?” the following signs might just be your proof.

Here are some sneaky indicators that you’re on the path to real, sustainable wealth. And yes - it takes time to get here, but if you start now, you'll be thanking yourself later.

1. Your Investments Are Moving by the Hundreds

When you first start investing, it’s exciting to see a gain of $1 here, and 0.87 cents there. We all gotta start somewhere! But at some point, when you continue to stick to putting money away, those little wins turn into BIG shifts, and you'll start to see your portfolio move by hundreds of dollars in a day. AND you may even see your dividends start to pile in by the hundreds as well.

That doesn’t mean you’re playing risky. It means your money is compounding, and you’ve built up enough that the market movements are finally working in your favour. It’s a quiet little celebration of consistency and bad-ass Broad Money moves.

2. You’re Thinking in $1000's, Not $100's

Your savings account isn’t sitting at $200 anymore. It’s sitting at $2,000...$5,000...$10,000! You’re planning for expenses in $1000's and not panicked over the $100's.

This shift is a big one. It means you’re out of crisis mode and building a solid foundation. You’re not counting all your nickels & dimes anymore. You’re actually building wealth.

3. You Invest in the Good Shit Over “Cheap”

Remember the days when we used to buy whatever was cheapest? Well back then, it may have been necessary, but it's rarely economical long-term.

When you can start to buy quality things - like a nice espresso machine, shoes that last you more than a year, and appliances that don't kick the bucket after the warranty is over - that's one of the clearest signs you’re stepping into financial security.

And here’s the key: you’re not doing it to show off. You’re doing it because it makes financial sense. When Jacq and I bought that $1650 Delonghi Espresso Machine a few years back, we did it because this made sense and we knew it was going to last a LONG time.

4. You Control Your Money. It Doesn't Control You.

When money’s tight and you're just starting out, every choice feels like a punch in the gut. A vet bill, a car repair, an unexpected night out at the clurb. They all spark stress, anxiety, and shame (the morning after).

But here's the thing....when you’ve built some breathing room? You can make money decisions with clarity, not fear. You say yes when it aligns, and no when it doesn’t. You’re choosing how you want to spend your money. That's freedom baby!

5. You Don’t Need a Strict Budget to Stay on Track

You’ve tracked every dollar, every receipt, everything. And you should when you’re getting started and learning how to manage your income. But eventually, something shifts. You start to understand how much you need in each bucket. You’ve internalized the habits. You don’t have to babysit every transaction anymore because you live below your means by default.

Budgeting becomes a tool, not a lifeline. You've become financially mature.

Good for you! 🤜💥🤛

6. People Start Asking You How You Did It

People start asking "how did you buy that new couch without debt". "How did you take off for a Brandi Carlile concert in Mexico for a week?" "How are you so chill about money?"

That’s the outside world noticing what you’ve been quietly building throughout the years.

Wealth doesn’t always need to announce itself.

But your financial confidence WILL start to show.

TL;DR?

If you’re living below your means, investing consistently, and making intentional money decisions, you’re probably building wealth, whether it feels like it or not. I know it can feel like a rollercoaster, but stick with it.

So keep that train going - you-bad-ass-Broad-you.

Let it be boring.

Let it be slow.

Because it's all yours.

And if you need support and accountability along the way, from someone who has been doing this since she was 18 years old, book in an assessment call. We’ll take a good look at what’s working, what’s missing, and how to build the kind of financial life that works for you.