Terms of Service

Last Updated: January 1, 2025 

Welcome to Broad Money! By accessing and using our website, online courses, coaching services, and/or workshops, you agree to comply with and be bound by these Terms of Service. Please read these terms carefully before using our services. If you do not agree with any part of these terms, please do not use our services.

1. Description of Services

Broad Money provides Canadians with strategies to get their finances in order through online content, courses, coaching, workshops, and public speaking ("Services"). We reserve the right to modify or discontinue the Services at any time without notice.

2. User Responsibilities

i. Account Creation: To access certain features of Services, you may be required to create an account. You agree to provide accurate and complete information during the registration process and to update such information as necessary. 

ii. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

iii. Prohibited Activities: You agree to not engage in any activities that could harm our Site, Services, or other users, including but not limited to; hacking, distributing malware, spamming, or violating any laws. 

3. Payment and Refunds

i. Fees: Certain Services on our Site may require payment. By purchasing any Services, you agree to pay the applicable fees. 

ii. Refunds: Our refund policy will be outlined in the specific terms of the Service you purchase. Please review these terms before making a purchase.

4. Intellectual Property

i. Ownership: All content, materials, and intellectual property on the Broad Money Site, including but not limited to text, graphics, logos, videos, and software, are owned by Broad Money and its licensors, and are protected by copyright and other intellectual property laws.

ii. Limited License: You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Site and Services for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our written permission.

5. Disclaimers and Limitation of Liability

i. No Guarantees: Broad Money provides financial education, content, courses, and coaching services for informational and educational purposes only. We do not guarantee specific results, and your success depends on your efforts and actions. 

ii. Disclaimer of Warranties: The Site and Services are provided "as is" without any warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

iii. Limitation of Liability: To the fullest extent permitted by law, Broad Money shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site or Services.

6. Third-Party Links

Our site contains links to third-party websites that we are affiliated with and receive commission from. These are products that we use and trust. These third-party links are not controlled or operated by Broad Money. We are not responsible for the content, privacy practices, or terms of use of these external sites. You access and use them at your own risk.

7. Termination

We reserve the right to terminate or suspend your account and access to the Site and Services at our sole discretion, without notice, for conduct that we believe violates these Terms of Services or is harmful to other users, us, or third parties.

8. Changes to the Terms of service

If you have any questions or concerns about these Terms of Service, please contact us at:

Terms of Service

Last Updated: January 1, 2025 

Welcome to Broad Money! By accessing and using our website, online courses, coaching services, and/or workshops, you agree to comply with and be bound by these Terms of Service. Please read these terms carefully before using our services. If you do not agree with any part of these terms, please do not use our services.

1. Description of Services

Broad Money provides Canadians with strategies to get their finances in order through online content, courses, coaching, workshops, and public speaking ("Services"). We reserve the right to modify or discontinue the Services at any time without notice.

2. User Responsibilities

i. Account Creation: To access certain features of Services, you may be required to create an account. You agree to provide accurate and complete information during the registration process and to update such information as necessary. 

ii. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

iii. Prohibited Activities: You agree to not engage in any activities that could harm our Site, Services, or other users, including but not limited to; hacking, distributing malware, spamming, or violating any laws. 

3. Payment and Refunds

i. Fees: Certain Services on our Site may require payment. By purchasing any Services, you agree to pay the applicable fees. 

ii. Refunds: Our refund policy will be outlined in the specific terms of the Service you purchase. Please review these terms before making a purchase.

4. Intellectual Property

i. Ownership: All content, materials, and intellectual property on the Broad Money Site, including but not limited to text, graphics, logos, videos, and software, are owned by Broad Money and its licensors, and are protected by copyright and other intellectual property laws.

ii. Limited License: You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Site and Services for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our written permission.

5. Disclaimers and Limitation of Liability

i. No Guarantees: Broad Money provides financial education, content, courses, and coaching services for informational and educational purposes only. We do not guarantee specific results, and your success depends on your efforts and actions. 

ii. Disclaimer of Warranties: The Site and Services are provided "as is" without any warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

iii. Limitation of Liability: To the fullest extent permitted by law, Broad Money shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site or Services.

6. Third-Party Links

Our site contains links to third-party websites that we are affiliated with and receive commission from. These are products that we use and trust. These third-party links are not controlled or operated by Broad Money. We are not responsible for the content, privacy practices, or terms of use of these external sites. You access and use them at your own risk.

7. Termination

We reserve the right to terminate or suspend your account and access to the Site and Services at our sole discretion, without notice, for conduct that we believe violates these Terms of Services or is harmful to other users, us, or third parties.

8. Changes to the Terms of service

If you have any questions or concerns about these Terms of Service, please contact us at [email protected].